Soluciones

Soluciones de software adaptables y escalables

Nuestra Plataforma, comprende un conjunto de soluciones de software financiero, adaptables y escalables, que se ajustan a las necesidades dinámicas del mercado actual.

Estas soluciones, basadas en un profundo conocimiento de las características de los mercados emergentes, se pueden personalizar fácilmente según las necesidades específicas del cliente

El software de Lumina Americas consta de diferentes módulos funcionales que pueden habilitarse según los requisitos del cliente, y que hacen uso de una arquitectura técnica consistente.

Diferencias Competitivas

Posición Única

Para brindar soluciones regionales y adaptar las
prácticas comerciales financieras del G-10 a América Latina


Aplicaciones
de vanguardia

En Lumina satisfacemos las demandas más complejas de nuestros clientes, integrando operaciones de front, middle y back en una misma plataforma.

Equipo altamente calificado

Combinamos profundo conocimiento de los mercados financieros, y amplia experiencia en la aplicación de soluciones tecnológicas

Fuerte capacidad

Para comprender, modelar y valorar estructuras financieras complejas

Velocidad de respuesta

En soluciones existentes y probadas para América Latina y mercados emergentes

Herramientas de avanzada

Con enfoque en metodologías de gestión de riesgos de vanguardia

Principales Sectores

Proveemos cobertura completa a las necesidades de la industria financiera

Líneas de Negocio

Líneas de Negocio

Investment Banking
Brokers
Private Banking
Retail Banking
Fund Managers
Fintech
Registered Investment Advisor
(RIA)

Áreas del
Negocio

Business Areas

Sales & Trading
Operations, Treasury & Finance
Treasury, Risk and P&L Management
Private Banking & Retail Distribution
Custodia
Distribución de Fondos Mutuos
e-Trading
Administración de Carteras
Administración de Colaterales

Mercados

Mercados

Capital Markets
Forex
Debt & Money Market
Funds
Security Lending
OTC Derivatives
Listed Derivatives
Structured Products
Collateralized Products
LATAM Local Instruments

Soluciones

Sales and Trading

Solución para Front & Middle Office Trading y Gestión de Carteras que soporta la operatoria diaria de la institución financiera tanto para la posición propias como de terceros. Cobertura para múltiples entidades legales, mesas, activos y monedas.

La plataforma integra la Captura de Transacciones, la Administración de Órdenes, Valuación, Flujo Operativo, Banca Privada y Distribución de Activos a Mercado Minorista, Distribución de Fondos, Control de Riesgo y Límites, Gestión de Liquidez y Efectivo y Administración de Garantías.

Trade Capture

Fast blotter for registering deals and proprietary API

Order Management

Private Banking and Retail order templates based on Treasury mandates for both listed products and OTC instruments

Valuación

Real-time online marked to market and customized operational workflow

Workflows

Treasury and Exchange products offered by different commercial channels and means

Private Banking & Retail
Distribution

Multi Fund Manager repository for private banking and retail commercialization

Distribución de Fondos Mutuos

Ex ante, Ex post, operational workflow controls and locks, with approval embedded processes

Risk & Limit Control

Liquidity Analysis with full projections and revaluations

Liquidity and Cash Management

ALM and GAP Analysis with Stress Scenarios

Administración de Colaterales

Complete Lyfe-Cycle of collateral management agreements for clients, counterparties and exchanges.
Operaciones, Tesorería y Finanzas

Middle & Back Office multi-product platform supporting the day-to-day business of financial institution for their own and thrid-party positions. Coverage for Multi-Financial Entity, Multi-Desk, Multi-Asset, Multi-Currency.  The solution incorporates:

Trade Capture

Fast blotter for registering deals and proprietary API

Workflows

Treasury and Exchange products offered by different commercial channels and means

Risk & Limit Control

Multi-dimensional financial risk control for books, traders, counterparts and clients, economic groups and portfolios, with ex ante, ex post and real time warnings

Liquidity and Cash Management

ALM and GAP Analysis with Stress Scenarios

Administración de Colaterales

Complete Lyfe-Cycle of collateral management agreements for clients, counterparties and exchanges.

Settlement (FoP-DvP, Net/Split)

FoP-DvP. Net/Split. manual, automatic and algorithm-based

Operational And Corporate Events

Full life-cycle of transactions and positions: unwinds, rollover, cancelations, callable, refixing, observations, renewal, maturity, exercises, etc.

Payments

Standard and Customized connectivity with payments means (local clearing houses, SWIFT, Indeval, etc) based on proprietary standards

Custodia

Wide custody account support, multi-product with ability to integrate external allocations for centralizing clients reports and collateral management

Accounting

Lyfe-Cicly event-driven accounting engine with dynamic, scripting-base roles for feeding general ledger

Taxes

Flexible framework based on specific country-products taxation

Flexible Regulatory Reports

Built-in Regulatory reports and DataSet technology for simplifying integration with regulatory proprietary middleware systems
Tesorería, Riesgo y Administración de P&L

Solución de Front y Middle office que prove una serie de herramientas en tiempo real.

P&L Explicado

Economic, realized, unrealized and theorical PnL with explained analytics with real time calculations

Escenarios de Stress

Primitive Risk Factors stress with current and historical data for immediate revaluation of MtM and liquidity

VaR, Control de Límites ex-ante y ex-post

Multi-dimensional financial risk control for books, traders, counterparts and clients, economic groups and portfolios, with ex ante, ex post and real time warnings + Real-Time VaR with intraday trading

Valuación

Real-time online marked to market and customized operational workflow

Gestión de Liquidez y Efectivo

Liquidity Analysis with full projections and revaluations. ALM and GAP Analysis with Stress Scenarios

Multi-Financial Entity, Multi-Desk, Multi-Asset, Multi-Currency

Multi-dimensional aggregation levels across all the platform with appropriate audit and control
Banca Privada y Distribución de Activos a Banca Minorista

Sistema de Administración de Órdenes multi-producto para áreas comerciales y de distribución incluyendo captura, ejecución y asignación de órdenes tanto en mercados regulados como a través de distribución a través de la mesa interna de la institución

Controles Pre-Transaccionales

Con un proceso sofisticado de Reglas de Validación

Administración de Colaterales

Complete Lyfe-Cycle of collateral management agreements for clients, counterparties and exchanges.

Estructura Comercial Flexible

para visibilidad de datos y cálculo de P&L

Visión de Inversiones de Clientes centralizada

Unique repository for clients porfolios management, report, control and performance

Fees Structure Definition

Powerful Fee Architecture with multi-dimensional levels: products, channels, means, tax impact, using local regulation formulas with settlement, accounting and custody impact
Custodia

Integra las cuentas de Custodia de Activos y Efectivo dentro de la plataforma front-to-back de Lumina junto con otras fuentes externas para un complete monitoreo de estados de cuenta y movimientos

Repositorio principal

para ser utilizado cuando se liquida con contrapartes externas

Estado de Cuenta centralizado para Clientes

(multi-producto, multi-cuenta, multi-activos)

Cuentas ómnibus y consolidadas

(perfiles de sub-cuentas, múltiples fuentes de instrumentos por cliente, distintos mecanismos de liquidación, soporte para administración de garantías)

Comisiones de Custodia e Impuestos

Flexible framework based on specific country-products taxation. Powerful Fee Architecture with multi-dimensional levels: products, channels, means, tax impact, using local regulation formulas with settlement, accounting and custody impact

Performance de la cuenta

Reportes de Performance de Portafolio

Soporte a Eventos Operacionales y Corporativos

Full life-cycle of transactions and positions: unwinds, rollover, cancelations, callable, refixing, observations, renewal, maturity, exercises, etc.

Consolidates The Client's Custody

Wide custody account support, multi-product with ability to integrate external allocations for centralizing clients reports and collateral management
Distribución de Fondos Mutuos

Proceso comercial y operacional eficiente para cualquier tipo de Fondo Mutuo o de Pensión, gestionando una amplia variedad de estructuras y características complejas. Se integra naturalmente con otras soluciones de la Suite de Lumina

Configuración completa

de las Series y Clases accionarias de los fondos con sus parámetros

Automatic (re) investment strategies

Automatic algorithm based processes for liquidity excess auto-investment

Stock Control

Fund trading limits, strock control and allocation

Trading Restrictions

(repurchase control, minimum balance aging, concentration per client, etc)

Tax component and regulatory reports

Flexible framework based on specific country-products taxation. Built-in Regulatory reports and DataSet technology for simplifying integration with regulatory proprietary middleware systems

Cronograma del Fondo

(captura/ejecución/valuación/liquidación)
e-Trading

Sistema de Ruteo, Administración y Ejecución de Órdenes para el mercado de capitales cubriendo todos los aspectos de la operación de mesa de dinero. Despacho y recepción en tiempo real de órdenes, ejecuciones y asignación de Clientes y de Cartera.

Datos de Mercado

en vivo

e-Trading integrado

con contrapartes financieras y mercados utilizando el protocolo FIX

Órdenes de Alto Volumen

High performance Algo-Trading

Soporte de Canastas y Tickets

Specific market and trader orders for set of equities and order distributions in several clients

Soporte de Acceso Directo a Mercado (DMA)

Direct Market Access for external brokers and applications

Estación de Trading

independiente como plataforma de ejecución para la negociación de instrumentos financieros en el mercado

Software de Motor FIX desacoplado

desarrollado para proveer un canal estándar de mensajería para intercambiar información de transacciones
Administración de Carteras

Módulo de Administración de Activos responsable por mantener Portafolios de Inversión en línea con regulaciones y reglas que establecen políticas de inversión y restricciones.

Rebalanceo de Portafolios

basado en algoritmos propios, generando ajustes periódicos para implementar políticas pre-establecidas sobre el rendimiento de la cartera

Portafolio Modelo

balance-based

Generación de Pre-Ordenes

Draft and portfolio rebalance pre-orders for later execution

Reportes de Performance de Portafolio

distribución geográfica, objetivos de liquidez, ranking de activos y volatilidad

Asset Allocation

geographical distribution, liquidity targets, asset rankings and volatility
Administración de Colaterales

Margin Calls and Collateral Management module for multiple margin call strategies per Client/Counterparty, Market or Transaction.

Estrategias flexibles

fórmulas configurables y colaterales elegibles

Cálculo automático de llamadas de márgen

a frecuencias configurables

Contabilización de Colaterales

full collateral life-cycle allocation at account (custody) level integrated with F2B Lumina Suite

Colateral

(cash or asset) feeding from core or external systems

Multi-asset collateral management life-cycle and projections

Complete Lyfe-Cycle of collateral management agreements for clients, counterparties and exchanges.
Tecnología

Faster and smoother technologies for financial institutions 

With Lumina software, financial institutions can access cutting-edge technology that is fully adapted to market needs at unrivaled costs. Through its Research & Development department, Lumina continuously invests in the platform, enabling new technologies to be made available to all our clients. As a highly flexible platform, Lumina can be deployed modularly and integrated seamlessly into the client architecture through a wide variety of standard APIs. Lumina’s solution can handle large volumes of data at optimum performance without compromising reliability and security. 

The platform can be deployed on-premises, in a private or public cloud environment, or as PaaS. Lumina’s development cycle follows the CMMI model while optimizing processes using the latest agile methodologies. Lumina certifies the platform’s robustness and top standards with a thorough Quality Assurance team. 

Architecture

“Client-server software that allows the use of various modules, either from the Desktop application or from a thin client running in a variety of browsers.”

Elastic Processes

“Our services can be deployed within standard containers such as Kubernetes, allowing them to expand or shrink as required by each process.”

Cloud

“Streamlining infrastructure deployment, backed by the many benefits cloud technology provides. Deployment can be done on either public or private clouds.”

Integration

“Lumina products provide flexible integration with external systems due to their support for a variety of communication protocols using our APIs (RESTful, Soap, Queues, TCP, etc.).”

Security

“The communication between services is secured with protocols and authorization tokens. All authentication mechanisms are customized to each client's official process.”

Development

“We have the ability to program in different languages such as Java, Python, React, Javascript, C/C++, PL/SQL, which allows us to choose the technical solution that best suits the problem.”